Are there any pre-payment penalties associated with Uplift Pay Monthly loans? June 14, 2021 21:11 Updated Uplift will not assess penalties if you choose to pay off your loan prior to the due date.For more information, please visit the Uplift Help Center. Related articles Do I have to pay off my Uplift Pay Monthly loan prior to traveling? Can I apply for an Uplift Pay Monthly loan if I'm not a traveler on the itinerary? Why should I choose Uplift Pay Monthly to pay for my cruise?