Do I have to pay off my Uplift Pay Monthly loan prior to traveling? March 26, 2019 14:01 Updated Your Uplift Pay Monthly loan does not need to be paid off prior to your vacation. For more information, please visit the Uplift Help Center. Related articles Are there any pre-payment penalties associated with Uplift Pay Monthly loans? Why should I choose Uplift Pay Monthly to pay for my cruise? How do I apply for an Uplift loan?